Freed™ by TALON: The First True Market-Driven Healthcare Price Signal
Freed by TALON, Inc. revolutionizes U.S. healthcare pricing by introducing the first genuine market‑driven price signal built on billions of payer‑negotiated rate records across nearly every provider and payer contract nationwide.
Why Freed™ Outperforms Current Solutions
Unlike Reference-Based Pricing’s reliance on legally vulnerable Medicare multiples or traditional carrier networks’ arbitrary discounts from inflated chargemaster rates, Freed addresses these fundamental market distortions.
By anchoring payments to actual provideraccepted clearing prices derived from billions of real transactions, Freed compresses costs to market reality and makes 100% of the market shoppable, allowing employers to recapture significant healthcare spending while ensuring provider satisfaction.
Core Use Cases:
- Replacing national wrap networks in direct-toemployer provider contracting
- Out-of-network pricing with transparent market benchmarks
- Supplanting failing RBP programs with defensible alternatives
- Full network replacement using marketweighted operating benchmarks
Inaugural Partnership
Smart Data Solutions (SDS), a national EDI clearinghouse leader processing hundreds of millions of transactions annually, serves as Freed's first channel partner, extending immediate reach to hundreds of healthcare payers and tens of thousands of employer health plans.
41%
Cost Recapture
Maximum annual healthcare outlay employers can recapture through market-driven pricing
80%
Cost Opportunity
Percentage of nonemergent costs borne by selfinsured employers nationwide
100%
Market Access
Complete market transparency making all providers fully shoppable for employers
Why Freed™?
Freed delivers freedom from inefficiency, unpredictability, and imbalance in healthcare—unlocking cash flow, reducing disputes, and ensuring fair payment for every participant. Intuitive and modern, Freed embodies transparency and transformation across the healthcare value chain.
Universally Acceptable Payment Amount (UAPA)
Each claim is anchored to the provider’s actual average commercial reimbursement for the procedure. This creates a consistent, defensible, and transparent price that employers, patients and providers can trust.
Real-Time Adjudication & Repricing
Claims are automatically cleansed, validated, and repriced in under a second. The system removes invalid claim lines, enforces plan rules, applies geographic and provider- specific pricing checks, and completes the full adjudication logic with no delay.
Instant Settlement with Smart Funding
Approved claims are settled in minutes, not weeks. Payments draw from employer funding, employee HSA/HRA/FSA balances, or linked user wallets when needed. Funds are swept and pushed to the provider automatically, eliminating float and friction.
Flat Fee Pricing + Balance Bill Protection
Employers pay a simple, flat monthly fee per member, with no surprise markups or tiered complexity. Because UFP rates are fair and settled upfront, balance billing is virtually eliminated. Providers are paid fast and in full, reducing disputes and noise.